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The 100% Loan Program -- The Process...
What are the steps in the loan process for this 100% Loan Program? Well, it is pretty similar to the process for all of our loan programs. This is a very straightforward and simple process. The procedural steps involved in this loan process includes the preliminary phase, the application phase, and the loan processing and closing phase.
Preliminary Phase:
Submit summary of your loan to Position 1 -- Receive feedback from Position 1
If deal is determined to be a good fit for loan program then borrower may begin the formal loan process.
If deal submitted by a broker, they should inform Position 1 of their point/fee requirements at this time.
Loan Application Phase:
1
Borrower prepares official application for Investors
Sign Non-Compete Non-Disclosure Agreement
Provide proof of funds/ proof of liquidity
2
Conference call with the investor to review funding details.
Borrower/ client can ask any questions and get history of the investor.
3
After the conf call, an LOI (letter of interest) and fee sheet is issued to the client/borrower.
App fee: $1,500 Underwriting fee: $15,000 (paid in 2 stages: $7500 after the conference call and $7500 at commitment)
Note: Underwriting fee may vary as to the complexity of the loan request.
Processing & Loan Closing Phase:
Loan Commitment is issued by Investors
Submission of requested documents
Due diligence period
Loan closing
Additional Notes:
We will use the client's/ borrower's appraisal in most cases…..subject to review …may need to be updated or modified for investor guidelines.
Broker fees are protected.
Call
1-877-FUNDER-1